Job Details

A company is looking for a Director of Credit Risk Oversight in Consumer Lending.Key Responsibilities:Provide independent oversight and challenge of credit underwriting, loan amounts, pricing, and portfolio performance strategiesMonitor portfolio performance and identify emerging risks and trendsEnsure adherence to consumer lending regulations and support regulatory exams and auditsQualifications:10+ years of experience in credit risk management, underwriting, or portfolio risk within consumer lendingExperience in independent oversight functions such as 2LOD, model risk, or auditDeep understanding of credit risk models and decision strategiesStrong knowledge of consumer lending regulations, including ECOA, FCRA, and UDAAPExperience in addressing fair lending and model governance risks preferred